Beat-Banks · Marc Gravel
Your Ottawa
Mortgage Agent
I work for you, not the bank. Buying, renewing, or refinancing, you deserve to know your options.
Apply for a mortgagePurchase, renewal, refinance or pre-approval. Secure, online, zero pressure.
Book a 15-minute callNot ready to apply? Grab a time that works. It doesn't hurt to ask.
Contests & giveaways
Next local giveawayPizza, pints, golf and more from Ottawa spots I love. Check back soon.
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Free guides & docs
Why I'm a mortgage professionalWhy I do this, who it's about, and services I offer.
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7 reasons to skip the bank branchMore lenders, real advice, and someone in your corner. On one page.
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First-time homebuyer guideDown payment, what you can afford, and what to expect from start to keys.
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Renewal checklistGot a renewal letter? Read this before you sign it.
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Read the blogPlain-English takes on rates, renewals and the Ottawa market.
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Visit marcgravel.caCalculators and the full rundown on how I work.
A rate on its own is a fudged scorecard. Penalties, portability and prepayment privileges are the strokes that decide how your round actually goes. Worth a conversation before you sign.